Modern Office Building

Flexible & Fast
Commercial Lending

Financing for your business should be custom-built to fit the needs and goals of your business, not the other way around.

Explore Our Services

About Citadel Lending Group

We believe that financing for your business should be custom-built to fit the needs and goals of your business, not the other way around.

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Personalized Service

Custom solutions tailored to your business needs and goals

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Fast Approval

Quick turnaround times for urgent financing needs

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Reliable Partner

Trusted expertise in commercial lending solutions

Our Lending Services

Comprehensive financing solutions tailored to your business needs

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Commercial Lending

Flexible & fast commercial lending services custom-built for your business needs.

Commercial Real Estate

Conventional Real Estate

  • Loan amounts from $500,000 to $200 million
  • Up to 75% loan-to-value financing
  • Up to 25 years fully amortizing loans
  • Fixed and variable rate options

Investment Real Estate

  • Office buildings, shopping malls, mixed-use
  • Multi-family dwellings
  • 25-year amortizations
  • Project sizes up to $200 million

SBA 7(A) & 504 Loans

  • Up to 90% financing
  • Loans up to $11.25 million
  • Terms up to 25 years
  • No balloon payments
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Asset Based Lending

Every business has assets of real value. Utilize your business assets as collateral for securing financing.

Business Assets and Equipment

Factoring

  • Factoring invoices creates no debt
  • Fast funding for businesses
  • Credit history doesn't matter
  • You maintain control

Purchase Order Financing

  • PO Financing is not a loan
  • Pays suppliers or vendor guarantees
  • Allows you to take on bigger orders
  • Perfect for importers and distributors
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Private Option Lending

When you're in an unfortunate situation where every bank has said no, we're here to help with fast turnaround.

Construction and Development Finance

Bridge Loans

  • Short-term loans: 2 weeks to 3 years
  • Interim financing solution
  • Quick approval process

Second Trust Deeds

  • Loan amounts: $100,000 - $15,000,000
  • Interest rates: 9% - 14%
  • 6 - 24 month terms
  • Up to 65% loan-to-value

Fix And Flip

  • 90% LTV of purchase price
  • 75% LTV + 100% construction costs
  • Ideal for novice home flippers

Residential Lending

Meet John Varughese, your trusted residential lending expert with over 10 years of experience in the finance industry.

Experienced Professional

Over 10 years in finance with extensive banking background, specializing in Southern California real estate market.

24/7 Availability

Committed to client success with constant communication and accessibility whenever needed to secure your dream home.

VA Loan Specialist

Expert in all loan products with special expertise in VA loans, providing smooth processes for our military clientele.

"I'm available to my clients at any time necessary to make the transaction happen. My clients know that I am just as committed as they are to getting their dream homes purchased."
- John Varughese

Contact John today to help you with all your home financing needs.

John Varughese

Free Home Buyers Handbook

Download our comprehensive guide to help you navigate the home buying process with confidence. This handbook covers everything from initial planning to closing on your dream home.

📋 Step-by-step buying process
💰 Financing options explained
🏠 Market insights and tips
📄 Download Free Handbook

Contact Us

Ready to discuss your lending needs? Contact us today for a consultation.

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Phone

(555) 123-4567

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Email

info@citadellg.com